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How TradiePoints works

Four steps. Ten minutes. Free.

TradiePoints turns your everyday business spend into Qantas, Velocity and Membership Rewards points — the kind of points that buy you a Business Class flight you'd never pay cash for.

1

Punch in your numbers

Rough monthly spend across materials, fuel, subbies, insurance, the lot. We calculate your annual spend live as you type.

2

See your top 3 cards

We rank Aussie business credit cards by Year 1 points value against YOUR spend — including sign-up bonuses. Apply links are always free and always live.

3

See what those points buy

Bali, Tokyo, London — Business Class, Economy, gift cards. Real bookable seats via seats.aero. We tell you the truth: which routes are realistic for your spend tier.

4

Stay ahead of bonuses

We track when sign-up bonuses spike (100k Qantas → 150k Qantas happens regularly). Drop your email and we tell you when it's worth applying — never spam.

How do you make money?

Straight up: TradiePoints is free because we earn a small commission from the card issuers if you apply via our links. It never costs you extra. It never changes which card we recommend — the ranking is purely Year 1 points value against your spend.

If you'd rather apply directly with the bank, that's totally fine — the cards we recommend are listed on every major comparison site too.

Who's it for?

Australian sole traders and small builders putting at least $30k/year on a business card. Sparkies, plumbers, concreters, chippies, landscapers — anyone whose business spend touches Bunnings, fuel stations, hardware merchants, or subbie invoices.

Ready? Have a crack.

Start the calculator

TradiePoints provides general information only and does not constitute personal financial advice or credit assistance under the National Consumer Credit Protection Act 2009 (Cth). TradiePoints is not a credit provider. Always read the Product Disclosure Statement and Target Market Determination before applying for any financial product. Points values are estimates only and may vary; check directly with the card issuer for current rates and offers. TradiePoints earns a commission if you apply for a card via links on this site — this never costs you extra and never affects which cards we show or how we rank them. Rankings are based purely on calculated Year 1 points value against your stated spend.

© 2026 TradiePoints. Built for Aussie tradies.