Back to calculator
Terms

Terms of Use

By using TradiePoints you agree to these terms. They're short on purpose.

General information only

TradiePoints provides general information about Australian business credit cards and frequent flyer programs. It is not personal financial advice. We don't know your full financial situation. Always read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for any card before applying. If unsure, speak to a licensed financial adviser.

Estimates only

Points calculations, dollar values, and flight redemption tables are estimates based on publicly available information at the time of publication. Banks change earn rates, sign-up bonuses, and program rules regularly. Always check directly with the issuer before applying.

Affiliate links

Some "Apply Now" links are affiliate links. We may earn a commission if you apply successfully. This never costs you extra and never affects our rankings.

Limitation of liability

TradiePoints isn't liable for any loss arising from your use of the site, including decisions about whether to apply for a credit card. Use the calculator as a starting point — not a final answer.

Changes

We may update these terms occasionally. Material changes will be noted at the bottom of this page.

Last updated: Feb 2026

TradiePoints provides general information only and does not constitute personal financial advice or credit assistance under the National Consumer Credit Protection Act 2009 (Cth). TradiePoints is not a credit provider. Always read the Product Disclosure Statement and Target Market Determination before applying for any financial product. Points values are estimates only and may vary; check directly with the card issuer for current rates and offers. TradiePoints earns a commission if you apply for a card via links on this site — this never costs you extra and never affects which cards we show or how we rank them. Rankings are based purely on calculated Year 1 points value against your stated spend.

© 2026 TradiePoints. Built for Aussie tradies.